Consumer Lending Underwriter

Company: Robert Half
Location: Littleton
Posted on: January 28, 2026

Job Description:

Job Description Job Description We are looking for a Temporary Consumer Lending Underwriter to join our team . As part of the banking industry, this contract position offers an opportunity to evaluate and manage consumer loan applications while ensuring compliance with regulations and internal policies. If you have a strong background in credit analysis and lending, we encourage you to apply. Responsibilities: • Conduct thorough assessments of credit reports, scores, and borrower financial behavior. • Evaluate income stability, employment history, and debt-to-income ratios to determine loan eligibility. • Analyze financial documents, including paystubs, tax returns, and bank statements, for accuracy and completeness. • Make informed decisions on loan applications, including approvals, declines, or counteroffers. • Utilize both automated underwriting systems and manual judgment to ensure sound credit decisions. • Document reasoning behind credit decisions clearly and comprehensively. • Ensure compliance with regulatory requirements such as the Truth in Lending Act, Equal Credit Opportunity Act, and Fair Credit Reporting Act. • Apply internal credit policies and guidelines established by investors and partners. • Identify and address potential fraud risks, verifying borrower identity and authenticity of submitted documents. • Collaborate with loan processors, sales teams, and risk management to facilitate smooth communication and decision-making. • Minimum of 2 years of experience in consumer loan underwriting or a related field. • Strong knowledge of consumer lending practices and credit risk management. • Proficiency in analyzing financial data and assessing creditworthiness. • Familiarity with banking compliance regulations and industry standards. • Excellent attention to detail and ability to identify inconsistencies. • Effective communication skills for explaining decisions and requesting documentation. • Ability to use automated underwriting systems alongside manual judgment. • Solid understanding of fraud detection and identity verification processes.

Keywords: Robert Half, Vail , Consumer Lending Underwriter, Accounting, Auditing , Littleton, Colorado